Active 401k

“Personal & Professional Advice is only a click away”

At 435 Financial, our clients overall financial wellness is our top priority regardless of our direct involvement in all their financial matters. So, when we discovered a new service that could provide timely investment guidance while integrating with our own investment platforms and principles, we felt compelled to share it with our clients and their families and friends– introducing Active 401k

Active 401k

“Personal & Professional Advice is only a click away”

At 435 Financial, our clients overall financial wellness is our top priority regardless of our direct involvement in all their financial matters. So, when we discovered a new service that could provide timely investment guidance while integrating with our own investment platforms and principles, we felt compelled to share it with our clients and their families and friends– introducing Active 401k

A Truly Active Portfolio


Unlike “robo” retirement investment services available from many 401k and 403b plan administrators, Active 401k does more than simply rebalance your portfolio. When the risk of loss is high, Active 401k reduces stock market holdings to a minimal percentage depending on the strategy that best fits your risk profile. Many of our clients are still actively working and making contributions to their employer’s retirement plans. Whether it’s a 401k, 403b or 457 deferred compensation plan, these plans could be their most important retirement asset.

A Truly Active Portfolio


Unlike “robo” retirement investment services available from many 401k and 403b plan administrators, Active 401k does more than simply rebalance your portfolio. When the risk of loss is high, Active 401k reduces stock market holdings to a minimal percentage depending on the strategy that best fits your risk profile. Many of our clients are still actively working and making contributions to their employer’s retirement plans. Whether it’s a 401k, 403b or 457 deferred compensation plan, these plans could be their most important retirement asset.

Core Beliefs


#1 We don’t know where the stock market will go … neither do you.

#2 Stock and bond markets display identifiable trends. And, sometimes its prudent to move out of the market.

#3 Along the way, there will be out-performers and under-performers.

Dynamic Strategy


The foundation of our “tactical” strategy model is the Core Beliefs. This analysis uses mathematics instead of predictions and opinions to identify current market trends and the best performing options available at the time.

Core Beliefs


#1 We don’t know where the stock market will go … neither do you.

#2 Stock and bond markets display identifiable trends. And, sometimes its prudent to move out of the market.

#3 Along the way, there will be out-performers and under-performers.

Dynamic Strategy


The foundation of our “tactical” strategy model is the Core Beliefs. This analysis uses mathematics instead of predictions and opinions to identify current market trends and the best performing options available at the time.

Four Steps to More Timely Advice & Guidance

Step 1:

There is a database of retirement plans that are already monitored on a weekly basis. If your plan is not in this database, you’ll just need to provide some additional details for inclusion.

Step 1:

There is a database of retirement plans that are already monitored on a weekly basis. If your plan is not in this database, you’ll just need to provide some additional details for inclusion.

Step 2:

Fill out a brief risk survey so that a recommended portfolio can be created that personally meets your needs and goals.

Step 2:

Fill out a brief risk survey so that a recommended portfolio can be created that personally meets your needs and goals.

Step 3:

If your company plan is among those that are currently being monitored, you’ll immediately receive suggested allocations based on your risk profile. Then simply log into your retirement plan to make the changes or talk with your financial advisor – you’re always in control.

Step 3:

If your company plan is among those that are currently being monitored, you’ll immediately receive suggested allocations based on your risk profile. Then simply log into your retirement plan to make the changes or talk with your financial advisor – you’re always in control.

Step 4:

Stay on top. Active 401k monitors market dynamics. If a change recommendation is in order, Active 401k immediately notifies you via email or text message.

Step 4:

Stay on top. Active 401k monitors market dynamics. If a change recommendation is in order, Active 401k immediately notifies you via email or text message.

Active401k advisory services offered throughQ3 Advisors, LLC, an SEC registered investment advisor. Private Advisor Group, 435 Financial, Inc., Q3 Advisors, LLC, Active401K and LPL Financial are separate entities.

Ready to Learn More & Get Started?